Is there an annual commitment?
There is no annual commitment. The Money Positive financial plan and the a la carte services are pay in advance services and are non-refundable. The subscription service can be canceled with 30 days notice.
Will I work with the same person every time?
Yes! We believe in building a relationship and getting to know you and your goals. If there is any turnover in advisors, there will be a dedicated handoff and introductory call to your new advisor.
Does Money Positive provide investment advice?
Yes. Money Positive is a Registered Investment Advisor and will tell you how you can invest for retirement. You can see our registration here: https://adviserinfo.sec.gov/firm/summary/218518
Do you manage my investments on my behalf?
No, we offer advice only. We will give you financial advice. For investment focused advise please consider the Investment Portfolio Analysis service once you have completed your first financial plan with us!
I don’t make a lot of money... why would I pay someone to help me manage my finances?
After your introductory call, you and your planner can decide if Money Positive is a good fit. In most cases, we help people pay down debt faster than they would on their own, which means the amount you save in interest far exceeds the amount you pay us. We help with accountability for sticking to your budget and organize everything in a way that makes it easier for you.
What does “fee-only” mean?
This means that we don't make any money off selling any particular banking/investment/insurance products. No commissions or incentives to push any products on you that aren't a good fit. Our only fiduciary responsibility is to you - our clients.
Why doesn’t this cost more?
Our service prices are lower than many financial firm/financial planners. The mission of our co-op is help regular people build financial security, and we built the company around that. We aim to keep our costs low so we can keep our prices accessible.
I’m self-employed, can you help me?
Yes! We love helping self-employed people, or helping people become self employed. We are personal financial advisors, and when you are self employed, business is very personal. While we cannot do your bookkeeping or taxes, we can help in many other ways, including figuring out the business structure (ie. LLC, co-op, S Corp), setting up business checking accounts, and paying yourself.
FAQ
Is there an annual commitment?
There is no annual commitment. The Money Positive financial plan and the a la carte services are pay in advance services and are non-refundable. The subscription service can be canceled with 30 days notice.
Will I work with the same person every time?
Yes! We believe in building a relationship and getting to know you and your goals. If there is any turnover in advisors, there will be a dedicated handoff and introductory call to your new advisor.
Does Money Positive provide investment advice?
Yes. Money Positive is a Registered Investment Advisor and will tell you how you can invest for retirement. You can see our registration here: https://adviserinfo.sec.gov/firm/summary/218518
Do you manage my investments on my behalf?
No, we offer advice only. We will give you financial advice. For investment focused advise please consider the Investment Portfolio Analysis service once you have completed your first financial plan with us!
I don’t make a lot of money... why would I pay someone to help me manage my finances?
After your introductory call, you and your planner can decide if Money Positive is a good fit. In most cases, we help people pay down debt faster than they would on their own, which means the amount you save in interest far exceeds the amount you pay us. We help with accountability for sticking to your budget and organize everything in a way that makes it easier for you.
What does “fee-only” mean?
This means that we don't make any money off selling any particular banking/investment/insurance products. No commissions or incentives to push any products on you that aren't a good fit. Our only fiduciary responsibility is to you - our clients.
Why doesn’t this cost more?
Our service prices are lower than many financial firm/financial planners. The mission of our co-op is help regular people build financial security, and we built the company around that. We aim to keep our costs low so we can keep our prices accessible.
I’m self-employed, can you help me?
Yes! We love helping self-employed people, or helping people become self employed. We are personal financial advisors, and when you are self employed, business is very personal. While we cannot do your bookkeeping or taxes, we can help in many other ways, including figuring out the business structure (ie. LLC, co-op, S Corp), setting up business checking accounts, and paying yourself.